You've got to be kidding me!!!!!

I don't know if you've seen the commercials for cashcall.com but I did. I was reading the fine print when I noticed that it said something about a $2600 loan with 99.25 APR. I thought it was a typo but that is the actual interest rate. The rate for Alabama is: $1500/141.42 APR, $2600/99.25 APR and a $10000/70.08 APR. Now you have to realize that this isn't the amount that you actually get. They have to be crazy. Who wants to pay this kind of interest rate? Do people realize how much they will be paying back, not counting the original loan?

Part of this is a fee to get a loan from them. For the $1500 loan, you end up paying back almost $2000. For the $2600 loan, you end up paying over $9000, and the $10000 loan you pay back almost $25000. Maybe I should go into the loan business if this is the type of return I'm looking at, they really are making a killing here. The bad thing is, someone out there will think this is a great thing. They promise to give you a loan without any collateral, but these kinds of loans are out there, you just have to look for them.

I hope someone out reads this and decides not to use this company. It's not worth it.

Anyway, I hope everyone has a great day. God Bless.

Isn't it amazing?

Here we are struggling to pay high gas prices and the oil companies are getting richer off our suffering.

You think I'm just saying this because I hate the high prices? I actually have proof of what I'm talking about.

USA Today, stated on Oct 27, 2005, that Exxon-Mobil made profits of $10 billion dollars. On February 2, 2008 The Washington Post had this to say, Exxon Mobil's Profit in 2007 Tops $40 Billion. Exxon-Mobil claims they need these excess profits to keep up with "the massive scale of the energy challenge before us." to quote Kenneth P. Cohen, Exxon Mobil's vice president for public affairs. What challenge do they have? They have the gas that we need, there is no challenge for them. How much do you want to bet that Exxon-Mobil and all the other major oil companies are sitting in their offices laughing at us because of all of this? They know they have us over the proverbial barrel and there is nothing we can do about it.

High gas prices are part of the reason the economy is in such a bad way. Small businesses are sinking because they can't afford to pay the extra prices. Larger companies just pass the extra expense to us because they can. Families are drowning in debt because of these prices. What will it take for us to finally say that enough is enough?

I realize that I seem to be targeting Exxon-Mobil, but I'm not. If you check the links I've listed, you'll see that all the major oil companies are in the same position as Exxon-Mobil. What are we as a nation, going to do when gas prices get so high that we can't afford to go to work? It's almost that high now. And while I love the way our government is supposed to work, I realize that there are a lot of politicians in the pocket of these same companies. They say they aren't, but sometimes I have to wonder. Why hasn't anything been done to help us? The politicians are supposed to be there for that very reason.

To any elected official who might actually read this, prove to me that you actually care about us "little people", those of us that can't afford to go out eat. We're doing good to buy groceries to feed us and our children. You're out there paying $100 dollars or more just for one meal. That is one problem I wish I had.

I'll get off my soapbox for now, but don't be suprised if I start in on something else just as important to me. As a matter of fact, I have the next few posts ideas ready, I just have to do a little research before I write them.

God bless and I hope you have a great week.

Doctor or Dentist

Why is it people are so afraid of going to a dentist but will go to the doctor? I've noticed that my husband is that way. He'll go to a doctor for whatever he needs to but is scared to death of going to the dentist. He may not want to go to a doctor, but he's more willing to. I just had to say that but that's not really what I wanted to talk about.

The main reason I'm posting today is to ask for help. I've written up some articles of incorporation for my program and would appreciate someone going over them to make sure they are correct or if I need to make some changes to them. I'm not an attorney so I'm not sure if they are written correctly. I can't pay anything for you to do this, I wanted to be upfront about that from the start. I really want to make this a recognized 501c3 organization and I know this is the first step. So any help is really appreciated.

I hope you have a great day. God be with you.

May be looking for a blogging software

I've been trying to change my blogger settings so I can publish on my own site, but it won't accept changes so I've set it up so that it's under blogspot. I've posted comments on the help section but have yet to receive any reply, as have a number of people. It's not like it matters where I post things, but it is aggravating when something like this happens.

Now on to other things.

As you know, my husband lost his eye to cancer almost a year ago. We got an acrylic eye for him that now doesn't fit. We found a place in Memphis that has silicone prosthetic eyes and we're going to try it. We'll be leaving soon to go there and see what happens there. If you haven't had your eyes checked, please do so. He had no warning signs at all, just a small blind spot that he would never have noticed if he had not been shooting bb guns with the boys.

Have a great week and God bless.

It's almost here, Again

It's hard to believe that Christmas is almost here again. It seems like only yesterday that we were celebrating Christmas. As I've gotten older, I've noticed that times seems as if it's going faster and faster.

As you know, I'm big on children. That being the case, what are we going to do about all these toys with lead in them? I honestly feel we should boycott any products from China! We, as a nation, need to show these manufacturers that we won't stand for this. How much longer are we going to let these companies get think they can do whatever they want. We have become so complacent that of course they feel this way. We've gotten to the point that we hardly ever stand up for ourselves. We NEED to stand up for ourselves. Our jobs are going out of the US, gas prices are ridiculous, our elected politicians are more concerned with how much they can make than what's best for us as a nation. I strongly urge every citizen to let these people know that we won't allow this to happen. If we don't, it will only get worse. After all, how are we going to buy these products if all of our jobs are overseas or in Mexico?

Think about it and God bless.

I Actually Did It!!!!!!!!

I've been playing a game called Rocket Mania. The reason I've been playing so much is because I read somewhere that on the hard difficulty, there were 2 more levels to reach. Well, let me tell you from experience, there isn't. Brothers of Dragons is the highest level you can reach on any difficulty. My latest score is 4056340, and still it shows Brothers of Dragons.

I realize this may not interest you, but I'm surprised I've made it this far. This is the best score I've ever gotten during the whole game and just had to share.

Have a great weekend and God bless.

About my newest site

I told you about a new site on the web, but now I want to go into more detail about it.

It's a site I did to try and help churches bring in more visitors by having one central location to post any event that might be happening. The name of the site is Local Christian Event Calendar. I got tired of having to look all over the place to find out what is going on where at the churches in my area, as well as where various singing groups were performing. And once I get it off the ground, it will be a great source for this kind of information.

If you've never started your own site, let me tell you it can be very time consumming! Between finding other sites to link to it, calling churches and singing groups to advertise on it, it's been slow going. But I know God had a hand in this, (and still does), so it will prosper, I just have to be patient. I ask that you be patient also with this site. I'm getting word out about it and really believe that it will be a great site one day with a lot of information on local Christian events. Just keep my site in your prayers as I'll keep you in mine as you read this.

God be with you always.